Your goals.
Your money.
No excuses.
Lock3din is a behavioral commitment platform where you stake real money on personal goals. Miss a daily check-in and you forfeit a percentage of your principal. Follow through and earn from the pool built by those who didn't.
BVN identity verification required via Mono. Payments via Paystack (NGN).
The mechanic
How it works
Define your protocol
Name your commitment, set a duration, choose a check-in frequency, and pick a pain tier — the daily penalty percentage you'll pay if you miss.
Stake real capital
Fund your vault via Paystack (NGN). Your principal is locked until the protocol ends or forfeit is triggered. No excuses. No extensions.
Check in daily
Submit a photo and note every day. Witnesses you assign — up to three — approve or flag each entry. Missed check-in: penalty fires automatically.
Earn or forfeit
Finish clean and reclaim your stake plus a share of the pool built from those who failed. Miss, and your penalty redistributes to those who held.
Choose your consequence
Pain tiers
The daily penalty fires automatically when you miss a check-in. Choose the tier that matches the seriousness of your goal.
For habits where consistency matters more than high stakes. Enough to sting, not enough to destabilize.
The default for first protocols. Significant enough to change behavior. Survivable enough to let you stay in the game.
For high-priority goals where you need the hardest possible deterrent. Miss once and you feel it.
The reward loop
Penalties become prizes
Every penalty paid by a participant who misses a check-in flows into a shared pool. When the protocol period ends, that pool is redistributed to everyone who completed their commitment. Lock3din takes a platform fee before redistribution.
The more discipline you enforce on yourself, the more you benefit from the lack of it in others. Accountability literally pays.
- ✓Forfeit funds flow directly into the protocol pool
- ✓Successful completers share the pool proportionally
- ✓Outcome tied entirely to your behavior, not chance
- ✓All pool mechanics are visible and auditable
- ✓Lock3din earns a fee — not by hoping you fail
Accountability layer
Human witnesses.
Real verification.
You decide who watches. Witnesses are real people who review your daily photo proof and written notes, then approve or flag the submission. A rejection requires a written report. No rubber-stamping.
- →Assign up to 3 witnesses per protocol
- →Witnesses approve or reject daily submissions
- →Written report required on rejection
- →Identity-verified via BVN through Mono
- →Public share links for every active protocol
Public record
Hall of Integrity
Every completed protocol is a public record. Win streaks, total value staked, and completion rates are visible to anyone. Your discipline is on the board.
Your protocol
starts now.
Define your commitment. Stake real capital. Show up every day, or pay the price. The platform is live. The pool is real. The choice is yours.
Available in Nigeria · BVN verification required · Paystack (NGN)